No idea on how to survive this Njaanuary? Check out this guide.

Njaanuary is here with us and truth be told it won’t be easy for most Kenyans.Most people used a lot of their savings kupiga sherehe in December only to be left with little or no money at all.We often joke that January has 60 days and it is true.

Below are tips on how to survive this long month
•Pay your rent
The priority for you should be clearing your rent.This will help ensure that whatever happens there is a roof over your head, there is nothing as bad as being forced to sleep out in this cold.

•Bulk shop
Hard as it may sound, bulk shopping can save you some extra cash.Take advantage of discounts.
Also do not wait until the last minute for you to shop, by then the prices will be high as shops want to maximize profits.

•Pay School Fees
With kids going back to school at the end of the month, the temptation not to pay school fees might be high, but kemea hako kashetani.One way to ensure your kid will not be among those chased away for not paying school fees is by ensuring you pay in advance.

If not use the next two weeks to source funds to clear the fee. This can include engaging in side hustles.As we all know, December salary is January salary so you won’t be receiving money any time soon.Even people who owe you have no cash.

•Don’t order takeouts
Instead of ordering food online, take time to prepare food at home.It will not only save you cash but it is also healthier.

•Avoid impulse buying
Only buy what is necessary.If it’s not a matter of life and death, skip it.

Article By Suzy Nyongesa.